HEALTH INSURANCE
Health Insurance industry in India is seeing a ground breaking change due to private insurance providers offering customized plans to the consumers. These plans are tailor-made considering the varied requirement of customers. For example, there are plans customized only for diabetic patients, cancer patients, etc.
Health Insurance is a type of insurance that covers the insured’s medical and surgical expenses. Depending on the policy terms and conditions, the insurer either pays the insured in the form of reimbursement or offers a cashless facility at the listed network hospital of the Insurance Company.
Certain benefits offered under Health Insurance Plans are:
- Pre & Post Hospitalization Benefit
- Cashless Treatment
- Day Care Treatment, etc.
You can also opt for additional Riders along with a Comprehensive Health Insurance Policy to enhance your health insurance plan even better. This may include,
- Room Rent Waiver
- Maternity Cover
- Critical Illness cover
- Hospital Cash
- Personal Accident Rider, etc.
Health Insurance is divided into 4 categories which includes comprehensive health insurance, family floater cover, surgery cover and individual cover.
