HOME INSURANCE
A home offers the peace, serenity and warmth that you may be looking for after a tiring day at work. Therefore, buying a home insurance is utmost important. It offers protection to the entire structure of your house and ensures utmost security for all the belongings that you may collected over the years. There are certain home insurance policies that offer coverage till 5 years. You would have to pay a premium based on the value of the belongings in your home.
Home Insurance Covers the Structure and Content of your home from below
Fire and Peril Cover:
- Due to Fire, Explosion
- Aircraft Damage
- Lightning
- Earthquake
- Missile Testing Operations
Natural Calamities
- Flood
- Hurricane
- Storm
- Landslide and Rockslide
- Cyclone, etc.
Man Made Calamities
- Riot
- Strike
- Theft or Burglary
Home insurance, however, doesn’t include loss or damage due to nuclear perils, any consequential loss, damage due to war, damage or any loss due to pollution, contamination, etc. Also, valuables like bullion, gold and silver are not covered, however, if you wish to, then you can certainly opt for a special cover.